Category: Finance & Crypto

by Seraphina Durand
Apr 1, 2026
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NPS Partial Withdrawal Rules 2026: Education, Marriage, and Medical Eligibility Explained

Guide on accessing NPS funds early for education, marriage, or medical needs. Learn eligibility, documentation, tax rules, and process steps.

by Seraphina Durand
Mar 30, 2026
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Opening a Demat Account Online in India: Step‑by‑Step with Top Discount Brokers

A comprehensive guide to opening a Demat account in India in 2026. Covers step-by-step registration, top discount brokers like Zerodha and Groww, fee structures, and essential KYC requirements.

by Seraphina Durand
Mar 29, 2026
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How to Rebalance Your Mutual Fund Portfolio in India: Complete Guide for 2026

Learn practical methods to rebalance your mutual fund portfolio in India. Understand tax implications, step-by-step processes, and avoid common mistakes that destroy returns.

by Seraphina Durand
Mar 26, 2026
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Mutual Fund NAV Explained: Understanding India's Net Asset Value and Investment Returns

Learn everything about Mutual Fund NAV in India, including calculations, impact on returns, growth vs dividend options, and common misconceptions for smart investing.

by Seraphina Durand
Mar 25, 2026
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Understanding Margin Trading in India: Pledging, Leverage, and Peak Margin Rules

A complete guide to margin trading in India covering pledging processes, leverage mechanics, and SEBI peak margin rules. Learn how to trade safely with borrowed funds.

by Seraphina Durand
Mar 24, 2026
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Atal Pension Yojana (APY) in India: Pension Benefits for Unorganized Workers

Atal Pension Yojana (APY) offers guaranteed monthly pensions from ₹1,000 to ₹5,000 after age 60 for India’s unorganized workers. With government contributions and simple enrollment, it’s the most reliable retirement option for millions without formal employment.

by Seraphina Durand
Mar 23, 2026
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Rent Agreements in India: Essential Clauses and Registration Requirements

Learn the essential clauses and registration rules for rent agreements in India to protect your rights as a tenant or landlord. Avoid legal traps and ensure your rental deal is enforceable.

by Seraphina Durand
Mar 20, 2026
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Demat Accounts in India Explained: How to Open and Use Your First Demat Account

Learn how to open and use your first Demat account in India - the essential step to start investing in stocks, ETFs, and mutual funds. No jargon. Just clear steps.

by Seraphina Durand
Mar 19, 2026
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Capital Gains Tax on Property Sale in India: Long-Term vs Short-Term Rules

Understand how long-term and short-term capital gains tax works on property sales in India. Learn about indexation, exemptions, holding periods, and how to save thousands in taxes by timing your sale right.

by Seraphina Durand
Mar 18, 2026
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How Circle Rates Affect Property Prices and Stamp Duty in India

Circle rates in India set the minimum value for property transactions and directly impact stamp duty costs. Understanding how these government-set rates affect buying, selling, and investment returns is essential for anyone entering the real estate market.

by Seraphina Durand
Mar 17, 2026
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National Savings Certificate (NSC) in India: Government-Backed 80C Option

National Savings Certificate (NSC) in India offers a safe, government-backed way to save tax under Section 80C with fixed interest and a five-year lock-in. Ideal for conservative investors seeking secure returns and tax benefits.

by Seraphina Durand
Mar 15, 2026
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Trade Settlement in India Explained: How T+1 Settlement Works on NSE and BSE

India now uses T+1 settlement for all equity trades on NSE and BSE, meaning shares and cash exchange hands within one business day. This shift reduces risk, speeds up trading, and aligns India with global markets like the U.S. and U.K.