Author: Seraphina Durand

PPF Maturity in India and Post-Maturity Options: Extending Your Investment

PPF Maturity in India and Post-Maturity Options: Extending Your Investment

Learn how to extend your PPF after 15 years to keep earning tax-free interest. Discover the benefits of post-maturity options, how to extend, and why most Indians should avoid cashing out too soon.

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Tax-Saving Schemes for Self-Employed and Business Owners in India

Tax-Saving Schemes for Self-Employed and Business Owners in India

Self-employed and business owners in India can save up to ₹1.5 lakh in taxes annually using Section 80C. Learn the best options like ELSS, PPF, tuition fees, and NPS-and avoid common mistakes that cost you money.

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5-Year Post Office Time Deposit in India: How It Qualifies for Section 80C

5-Year Post Office Time Deposit in India: How It Qualifies for Section 80C

The 5-year Post Office Time Deposit in India offers a safe, government-backed way to save tax under Section 80C. With a 7% interest rate and no market risk, it's ideal for conservative investors seeking guaranteed returns and tax deductions up to ₹1.5 lakh annually.

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National Pension System (NPS) in India Explained: Your Complete Guide to Retirement Planning

National Pension System (NPS) in India Explained: Your Complete Guide to Retirement Planning

Learn how India's National Pension System (NPS) works, its tax benefits, investment options, and how to use it for secure retirement planning. A complete guide for private sector workers and self-employed individuals.

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Perpetual SIPs in India: Never-Ending Investments for Continuous Wealth Creation

Perpetual SIPs in India: Never-Ending Investments for Continuous Wealth Creation

Perpetual SIPs in India let you invest small amounts monthly forever, building wealth through compounding. No timing, no stress - just consistency. Learn how to set one up and why it beats fixed-term plans.

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Perpetual SIPs in India: Build Wealth Without Stopping

Perpetual SIPs in India: Build Wealth Without Stopping

Perpetual SIPs in India let you invest automatically for life, building wealth without effort. No stopping. No timing. Just consistent growth through compounding.

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Systematic Transfer Plan (STP) in India: Moving Money from Debt to Equity

Systematic Transfer Plan (STP) in India: Moving Money from Debt to Equity

Systematic Transfer Plan (STP) in India helps investors move lump sums from debt to equity mutual funds gradually, reducing market risk and improving returns. Learn how it works, tax rules, and when to use it.

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Inflation and Indian Retirement: How to Plan for Rising Costs

Inflation and Indian Retirement: How to Plan for Rising Costs

Inflation in India is eroding retirement savings faster than most realize. Learn how to build a plan that keeps pace with rising costs using equity, SWPs, and inflation-linked tools-before it's too late.

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How to Start Investing in the Indian Stock Market: A Step-by-Step Guide for Beginners

How to Start Investing in the Indian Stock Market: A Step-by-Step Guide for Beginners

This guide breaks down how to start investing in India's stock market step by step. Learn about demat accounts, choosing brokers, researching stocks, managing risk, and avoiding common mistakes. Perfect for beginners with no prior experience.

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Lumpsum vs SIP Investment in India: Best Strategy for Your Goals

Lumpsum vs SIP Investment in India: Best Strategy for Your Goals

Compares lumpsum vs SIP investment strategies in India. Learn which suits your goals, risk tolerance, and market conditions. Real examples and tax implications explained.

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How to Calculate Gross and Net Rental Yield in India: A Practical Guide

How to Calculate Gross and Net Rental Yield in India: A Practical Guide

Learn how to accurately calculate gross and net rental yield in India, and why cash flow matters more than you think. Discover common pitfalls, real examples, and key strategies for smarter real estate investments.

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NPS Investment Options in India: Equity, Corporate Debt, and Government Securities Explained

NPS Investment Options in India: Equity, Corporate Debt, and Government Securities Explained

Understand how to choose between equity, corporate debt, and government securities in India's NPS for smarter retirement planning. Learn real allocation strategies and what works best at different life stages.

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