Author: Seraphina Durand

Tax Planning Calendar for 80C in India: Monthly Actions to Hit ₹1.5 Lakh Limit

Tax Planning Calendar for 80C in India: Monthly Actions to Hit ₹1.5 Lakh Limit

Use this monthly tax planning calendar to maximize your ₹1.5 lakh deduction under Section 80C in India. Avoid last-minute investments and start early to grow your savings and cut your tax bill.

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Property Loan-to-Value (LTV) in India: What Banks Finance and Why It Matters

Property Loan-to-Value (LTV) in India: What Banks Finance and Why It Matters

Learn how Loan-to-Value (LTV) ratios work in India's property market, what banks finance based on RBI rules, and why LTV impacts your ability to buy, invest, and hold real estate without financial stress.

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Understanding Circuit Breakers on NSE and BSE: Market-Wide and Stock-Specific Halts

Understanding Circuit Breakers on NSE and BSE: Market-Wide and Stock-Specific Halts

Circuit breakers on NSE and BSE pause trading during sharp market drops to prevent panic selling. Learn how 10%, 15%, and 20% triggers work, why they matter for retail investors, and how stock-specific halts protect against manipulation.

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Property Documentation Checklist in India: Essential Papers for Safe Investment

Property Documentation Checklist in India: Essential Papers for Safe Investment

Avoid costly mistakes when buying property in India with this essential checklist of legal documents. From title deeds to RERA registration, know exactly what papers you need for a safe investment.

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How to Read a Mutual Fund Factsheet in India: Key Metrics and Ratios

How to Read a Mutual Fund Factsheet in India: Key Metrics and Ratios

Learn how to read a mutual fund factsheet in India by focusing on key metrics like Sharpe ratio, expense ratio, alpha, and portfolio composition. Make smarter investment decisions with data, not hype.

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Tenancy Laws in India: Model Tenancy Act, Security Deposits, and Evictions Explained

Tenancy Laws in India: Model Tenancy Act, Security Deposits, and Evictions Explained

Under India's Model Tenancy Act, security deposits are capped at two months' rent for homes and six months for commercial spaces. Evictions require court orders, and all agreements must be registered. Learn your rights as a tenant or landlord.

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Section 80C for Homebuyers in India: How to Claim Principal, Stamp Duty, and Registration Fees

Section 80C for Homebuyers in India: How to Claim Principal, Stamp Duty, and Registration Fees

Learn how homebuyers in India can claim tax deductions under Section 80C for home loan principal, stamp duty, and registration fees - and avoid common mistakes that cost thousands in lost savings.

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Tax on Mutual Funds in India: LTCG, STCG, and Dividend Tax Explained

Tax on Mutual Funds in India: LTCG, STCG, and Dividend Tax Explained

Understand how LTCG, STCG, and dividend taxes apply to mutual funds in India in 2025. Learn when you pay 10%, 15%, or your slab rate-and how to save tax legally.

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Rent vs Buy in India: A Complete Financial Analysis for Your Situation

Rent vs Buy in India: A Complete Financial Analysis for Your Situation

Should you rent or buy a home in India? This guide breaks down the real costs, tax benefits, and long-term wealth impact of each choice-with real numbers from Mumbai, Delhi, Pune, and beyond.

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Indian Stock Market Indices Explained: SENSEX, NIFTY 50, NIFTY Bank, and More

Indian Stock Market Indices Explained: SENSEX, NIFTY 50, NIFTY Bank, and More

Understand India's key stock market indices-SENSEX, NIFTY 50, NIFTY Bank-and how they reflect the economy. Learn what they track, why they matter, and how to use them as a beginner investor.

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Property Possession Delays in India: Legal Remedies and Compensation

Property Possession Delays in India: Legal Remedies and Compensation

Learn your legal rights and compensation options if your property possession is delayed in India under RERA. Get step-by-step guidance on filing complaints, calculating interest, and avoiding common pitfalls.

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Systematic Withdrawal Plan (SWP) in India: How to Generate Monthly Income from Mutual Funds

Systematic Withdrawal Plan (SWP) in India: How to Generate Monthly Income from Mutual Funds

Learn how to generate steady monthly income from mutual funds in India using a Systematic Withdrawal Plan (SWP). Discover the best funds, withdrawal rates, tax benefits, and how to avoid common mistakes.

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