Author: Seraphina Durand

NPS Withdrawal Rules in India: When and How You Can Access Retirement Funds

NPS Withdrawal Rules in India: When and How You Can Access Retirement Funds

Understand the NPS withdrawal rules in India: when you can access your retirement funds, how much you can withdraw, tax implications, and how to avoid costly mistakes. Learn the step-by-step process for withdrawal at 60 and beyond.

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What Is Tracking Error in Indian Index Funds and ETFs? A Simple Investor Guide

What Is Tracking Error in Indian Index Funds and ETFs? A Simple Investor Guide

Tracking error in Indian index funds and ETFs is the difference between what the fund returns and what the index delivers. Learn what causes it, how to spot low-error funds, and how to protect your returns.

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Parachain Auctions: How Projects Connect to Polkadot Through DOT Bonding

Parachain Auctions: How Projects Connect to Polkadot Through DOT Bonding

Parachain auctions let blockchain projects connect to Polkadot by locking DOT tokens, not paying fees. Learn how crowdloans, candle auctions, and shared security make this system unique - and how you can participate.

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How to Switch Between Mutual Fund Schemes in India Without Triggering Tax

How to Switch Between Mutual Fund Schemes in India Without Triggering Tax

Learn how to switch between mutual fund schemes in India without triggering capital gains tax. Understand when switches are tax-free, how to use the AMC switch feature, and what to avoid when moving between equity and debt funds.

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Types of Mutual Funds in India: Equity, Debt, Hybrid, and ELSS Explained

Types of Mutual Funds in India: Equity, Debt, Hybrid, and ELSS Explained

Understand the four main types of mutual funds in India-Equity, Debt, Hybrid, and ELSS-and choose the right one for your goals, risk tolerance, and tax needs. Learn how to build a simple, effective portfolio.

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Sequence of Returns Risk in India: How to Protect Your Retirement Income

Sequence of Returns Risk in India: How to Protect Your Retirement Income

Sequence of returns risk can destroy retirement income in India-even with a large portfolio. Learn how market timing, inflation, and withdrawal strategies impact your savings-and how to protect your income for life.

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Understanding Stock Prices in India: How Share Prices Are Determined

Understanding Stock Prices in India: How Share Prices Are Determined

Learn how stock prices in India are determined by supply and demand, company performance, market sentiment, and macroeconomic factors like interest rates and foreign investment. Understand what really moves shares on the NSE and BSE.

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Dividend Distribution in India: Record Date, Ex-Date, and Payout Timeline Explained

Dividend Distribution in India: Record Date, Ex-Date, and Payout Timeline Explained

Understand how dividend distribution works in India with clear explanations of record date, ex-date, and payout timeline. Learn when you qualify, when you get paid, and how taxes apply.

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How to Evaluate ELSS Funds for 80C in India: Risk, Performance, and Expense Ratio

How to Evaluate ELSS Funds for 80C in India: Risk, Performance, and Expense Ratio

Learn how to choose the best ELSS funds for Section 80C tax savings by evaluating risk, long-term performance, and expense ratio. Avoid common mistakes and pick funds that truly grow your wealth.

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Rental Income Tax in India: How to Declare Rent and Claim Deductions

Rental Income Tax in India: How to Declare Rent and Claim Deductions

Learn how to correctly declare rental income in India and claim all eligible tax deductions to lower your tax bill. Avoid common mistakes and stay compliant with current rules.

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Reverse Mortgage in India: Turn Your Home Into Retirement Income

Reverse Mortgage in India: Turn Your Home Into Retirement Income

Reverse mortgages in India let seniors turn their paid-off homes into monthly income without moving out. Learn how it works, who qualifies, and whether it's right for your retirement plan.

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Settlement Holidays and Trading Holidays in India: How They Affect Your Trades

Settlement Holidays and Trading Holidays in India: How They Affect Your Trades

Learn how settlement and trading holidays in India delay your trades, affect your cash flow, and risk your strategy. Know the difference, check the calendar, and avoid costly mistakes.

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