Author: Seraphina Durand

by Seraphina Durand
Apr 18, 2026
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SIP Date Selection: Does Your Investment Date Impact Mutual Fund Returns?

Stop worrying about which day of the month to pick for your SIP. Learn why investment dates don't impact long-term mutual fund returns and how to pick a date that fits your budget.

by Seraphina Durand
Apr 17, 2026
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Pledged Shares Explained: A Guide to Promoter Pledging in India

Understand pledged shares and why promoter pledging is a critical risk factor for Indian stock market investors. Learn to spot red flags and analyze shareholding patterns.

by Seraphina Durand
Apr 16, 2026
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Understanding Expense Ratio Caps in India: A Guide to SEBI Regulations

Learn how SEBI expense ratio caps protect Indian mutual fund investors and how to minimize fees by choosing direct plans over regular ones.

by Seraphina Durand
Apr 15, 2026
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Understanding SEBI Regulations: How India's Market Regulator Works

Learn how SEBI protects Indian investors, regulates stock brokers, and prevents market fraud. A clear guide to the watchdog of India's securities market.

by Seraphina Durand
Apr 14, 2026
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Guide to Buying Resale Property in India: Due Diligence and Taxes

Learn how to safely buy resale property in India. Expert guide on title due diligence, property valuation, TDS tax rules, and avoiding common legal traps.

by Seraphina Durand
Apr 13, 2026
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Investing in India REITs: A Guide to Passive Property Income

Discover how Real Estate Investment Trusts (REITs) allow you to invest in India's prime commercial property without buying entire buildings. Learn about yields, risks, and SEBI rules.

by Seraphina Durand
Apr 12, 2026
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ULIPs and Section 80C: Tax Savings, Limits, and Investment Returns

Maximize your tax savings with ULIPs under Section 80C. Learn about the ₹1.5 lakh limit, new ₹2.5 lakh premium rules, and how to balance equity and debt for returns.

by Seraphina Durand
Apr 11, 2026
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International Retirement Diversification for Indians: How to Add Global Assets

Learn how Indian investors can protect their retirement by diversifying into global assets. Explore US stocks, REITs, and LRS rules to hedge against rupee depreciation.

by Seraphina Durand
Apr 9, 2026
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Senior Citizen Savings Scheme (SCSS) Guide: Secure Your Retirement Income

Learn how the Senior Citizen Savings Scheme (SCSS) provides guaranteed retirement income, tax benefits under Section 80C, and secure government-backed returns in India.

by Seraphina Durand
Apr 8, 2026
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Joint Property Ownership in India: A Guide to Legal, Tax, and Financial Rules

Explore the legal and tax complexities of joint property ownership in India. Learn about tenancy in common, tax benefits, and how to avoid legal disputes.

by Seraphina Durand
Apr 7, 2026
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Best ELSS Mutual Funds in India for Aggressive Tax Saving

Discover the best ELSS mutual funds for aggressive investors in India. Maximize your Section 80C tax savings while chasing high equity returns with a 3-year lock-in.

by Seraphina Durand
Apr 6, 2026
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Stock Splits Explained: How They Impact Your Indian Demat Account

Learn how stock splits impact your share price and holdings in an Indian Demat account. A practical guide to understanding corporate actions on the NSE and BSE.