Author: Seraphina Durand

by Seraphina Durand
Dec 28, 2025
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How to Nominate Beneficiaries in Indian Mutual Funds and Update Details

Learn how to add or update nominees in Indian mutual funds quickly and legally. Avoid delays and legal hassles for your family by setting up the right beneficiary details today.

by Seraphina Durand
Dec 27, 2025
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Section 80C vs 80D in India: Know the Difference Between Investment and Health Insurance Tax Deductions

Understand the key differences between Section 80C and 80D in India. Learn how investment deductions and health insurance premiums work separately to cut your taxable income - and how to claim both without mistakes.

by Seraphina Durand
Dec 26, 2025
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Multi-SIP Strategy in India: How to Invest in Multiple Mutual Funds at Once

Learn how to build a resilient investment portfolio in India by splitting your monthly SIPs across multiple mutual funds. Discover the right mix for your age, risk tolerance, and goals - and avoid common mistakes that hurt returns.

by Seraphina Durand
Dec 25, 2025
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NPS Tax Benefits in India: How to Maximize Deductions and Build Tax-Efficient Retirement Savings

NPS in India offers up to ₹2 lakh in annual tax deductions under Sections 80C and 80CCD(1B), plus employer contributions. Learn how to maximize savings, avoid common mistakes, and build tax-efficient retirement wealth.

by Seraphina Durand
Dec 24, 2025
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Last-Minute Tax Saving in India: Best 80C Options Before March 31

Save up to ₹1.5 lakh on taxes before March 31 with these 8 proven Section 80C options in India - from ELSS funds to NSC and PPF. Last-minute tax saving made simple.

by Seraphina Durand
Dec 23, 2025
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Real Estate Investment in India: A Complete Guide for Beginners

A beginner's guide to investing in Indian real estate in 2025. Learn where to buy, how to avoid scams, rental yields, financing options, and common mistakes to skip. Start smart, not stressed.

by Seraphina Durand
Dec 22, 2025
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How to Read Stock Charts: Technical Analysis Basics for Indian Investors

Learn how to read stock charts with simple technical analysis for Indian investors. Understand candlesticks, support/resistance, volume, and trends without complex indicators.

by Seraphina Durand
Dec 21, 2025
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Section 80C Deduction in India: How to Maximize Tax Savings Up to ₹1.5 Lakh

Learn how to use Section 80C in India to claim up to ₹1.5 lakh in tax deductions. Discover the best investments, avoid common mistakes, and maximize your tax savings with practical strategies.

by Seraphina Durand
Dec 20, 2025
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How to Plan Down Payment for a Home in India: Savings and Investment Strategy

Learn how to plan and save for a home down payment in India using smart savings, low-risk investments, side income, and government schemes. Avoid common mistakes and build your target amount in 2-5 years.

by Seraphina Durand
Dec 19, 2025
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Trading Account vs Demat Account in India: What’s the Difference?

Learn the key differences between trading and demat accounts in India. Understand why you need both to invest in stocks, how they work together, and how to choose the right broker.

by Seraphina Durand
Dec 17, 2025
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Pre-Market and Post-Market Trading in India Explained for Retail Investors

Learn how pre-market and post-market trading work in India, why retail investors should care, and how to use these sessions to avoid costly gaps and react to news faster.

by Seraphina Durand
Dec 16, 2025
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ELSS vs Tax-Saving FD in India: Which Gives Better Returns, Liquidity, and Safety?

Compare ELSS and Tax-Saving FD in India for Section 80C deductions. Learn which gives better returns, liquidity, and safety based on your risk profile and investment timeline.