Author: Seraphina Durand

Subvention Schemes in India: How Builder Payment Plans Work and What Risks You Face

Subvention Schemes in India: How Builder Payment Plans Work and What Risks You Face

Subvention schemes in India promise zero EMIs during construction, but hidden risks like builder defaults and delayed projects can leave buyers owing lakhs in interest. Learn how these plans work and how to protect yourself.

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Bid-Ask Spread in Indian Stock Trading: A Beginner’s Guide to Market Mechanics

Bid-Ask Spread in Indian Stock Trading: A Beginner’s Guide to Market Mechanics

Learn how the bid-ask spread works in Indian stock trading, why it affects your profits, and how to trade smarter by choosing liquid stocks and using limit orders.

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Property Insurance in India: Coverage Types and Claim Process for Owners

Property Insurance in India: Coverage Types and Claim Process for Owners

Learn what property insurance covers in India, how to file a claim without delays, and the common mistakes that lead to rejections. Protect your home with the right policy.

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NPS Fund Performance Comparison in India: Which Schemes Deliver the Best Returns?

NPS Fund Performance Comparison in India: Which Schemes Deliver the Best Returns?

Discover which NPS schemes in India delivered the highest returns from 2021-2026. Compare top fund managers, asset allocations, fees, and avoid common mistakes to maximize your retirement savings.

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Tax-Saving ELSS Funds in India: Lock-in, Tax Benefits, and Return Expectations

Tax-Saving ELSS Funds in India: Lock-in, Tax Benefits, and Return Expectations

ELSS funds in India offer tax savings under Section 80C with a 3-year lock-in and the potential for 12-15% annual returns. Learn how they compare to PPF, FDs, and NSC, and how to pick the right fund for long-term wealth building.

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Retirement Corpus Calculator for India: How Much Do You Need to Retire?

Retirement Corpus Calculator for India: How Much Do You Need to Retire?

Find out how much money you really need to retire comfortably in India. This guide breaks down the retirement corpus calculation with real numbers, inflation adjustments, and smart investment strategies for 2026.

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SIP Calculator for India: How Much Wealth Can Monthly Investments Create?

SIP Calculator for India: How Much Wealth Can Monthly Investments Create?

Learn how a SIP calculator in India can show you the real power of monthly mutual fund investments. See how small, consistent contributions grow into lakhs over time-and avoid the mistakes that stop most people from building wealth.

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How to Open an NPS Account in India and Start Contributing for Retirement

How to Open an NPS Account in India and Start Contributing for Retirement

Learn how to open an NPS account in India, choose between Tier I and Tier II, contribute regularly, and build a tax-efficient retirement fund with government-backed security and low fees.

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ASBA for IPOs in India: How the Application Supported by Blocked Amount Process Works

ASBA for IPOs in India: How the Application Supported by Blocked Amount Process Works

ASBA for IPOs in India lets you apply for shares without blocking your money permanently. Learn how the blocked amount system works, why it’s safer, and how to use it correctly to avoid common mistakes.

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NPS Strategy in India to Build a ₹1 Crore Retirement Corpus: A Case Study

NPS Strategy in India to Build a ₹1 Crore Retirement Corpus: A Case Study

Learn how to build a ₹1 crore retirement corpus in India using NPS with realistic monthly contributions, tax benefits, and a real-life case study. Start early, stay consistent, and let compounding work for you.

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e-NPS in India: How to Open and Manage Your NPS Account Online

e-NPS in India: How to Open and Manage Your NPS Account Online

Learn how to open and manage your e-NPS account online in India for secure retirement planning. Discover tax benefits, contribution rules, and how NPS compares to other savings options.

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Trigger SIPs in India: Invest Only When Market Conditions Match Your Rules

Trigger SIPs in India: Invest Only When Market Conditions Match Your Rules

Learn how to trigger SIPs in India only when market conditions match your rules - using P/E, VIX, and moving averages to invest smarter in mutual funds and avoid overpaying.

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