Author: Seraphina Durand

Multi-SIP Strategy in India: How to Invest in Multiple Mutual Funds at Once

Multi-SIP Strategy in India: How to Invest in Multiple Mutual Funds at Once

Learn how to build a resilient investment portfolio in India by splitting your monthly SIPs across multiple mutual funds. Discover the right mix for your age, risk tolerance, and goals - and avoid common mistakes that hurt returns.

Continue Reading
NPS Tax Benefits in India: How to Maximize Deductions and Build Tax-Efficient Retirement Savings

NPS Tax Benefits in India: How to Maximize Deductions and Build Tax-Efficient Retirement Savings

NPS in India offers up to ₹2 lakh in annual tax deductions under Sections 80C and 80CCD(1B), plus employer contributions. Learn how to maximize savings, avoid common mistakes, and build tax-efficient retirement wealth.

Continue Reading
Last-Minute Tax Saving in India: Best 80C Options Before March 31

Last-Minute Tax Saving in India: Best 80C Options Before March 31

Save up to ₹1.5 lakh on taxes before March 31 with these 8 proven Section 80C options in India - from ELSS funds to NSC and PPF. Last-minute tax saving made simple.

Continue Reading
Real Estate Investment in India: A Complete Guide for Beginners

Real Estate Investment in India: A Complete Guide for Beginners

A beginner's guide to investing in Indian real estate in 2025. Learn where to buy, how to avoid scams, rental yields, financing options, and common mistakes to skip. Start smart, not stressed.

Continue Reading
How to Read Stock Charts: Technical Analysis Basics for Indian Investors

How to Read Stock Charts: Technical Analysis Basics for Indian Investors

Learn how to read stock charts with simple technical analysis for Indian investors. Understand candlesticks, support/resistance, volume, and trends without complex indicators.

Continue Reading
Section 80C Deduction in India: How to Maximize Tax Savings Up to ₹1.5 Lakh

Section 80C Deduction in India: How to Maximize Tax Savings Up to ₹1.5 Lakh

Learn how to use Section 80C in India to claim up to ₹1.5 lakh in tax deductions. Discover the best investments, avoid common mistakes, and maximize your tax savings with practical strategies.

Continue Reading
How to Plan Down Payment for a Home in India: Savings and Investment Strategy

How to Plan Down Payment for a Home in India: Savings and Investment Strategy

Learn how to plan and save for a home down payment in India using smart savings, low-risk investments, side income, and government schemes. Avoid common mistakes and build your target amount in 2-5 years.

Continue Reading
Trading Account vs Demat Account in India: What’s the Difference?

Trading Account vs Demat Account in India: What’s the Difference?

Learn the key differences between trading and demat accounts in India. Understand why you need both to invest in stocks, how they work together, and how to choose the right broker.

Continue Reading
Pre-Market and Post-Market Trading in India Explained for Retail Investors

Pre-Market and Post-Market Trading in India Explained for Retail Investors

Learn how pre-market and post-market trading work in India, why retail investors should care, and how to use these sessions to avoid costly gaps and react to news faster.

Continue Reading
ELSS vs Tax-Saving FD in India: Which Gives Better Returns, Liquidity, and Safety?

ELSS vs Tax-Saving FD in India: Which Gives Better Returns, Liquidity, and Safety?

Compare ELSS and Tax-Saving FD in India for Section 80C deductions. Learn which gives better returns, liquidity, and safety based on your risk profile and investment timeline.

Continue Reading
Corporate NPS in India: How Employer-Assisted Retirement Contributions Work

Corporate NPS in India: How Employer-Assisted Retirement Contributions Work

Corporate NPS in India lets employers contribute to employees' retirement accounts, offering tax benefits and long-term growth. Learn how it works, who benefits, and why it's changing retirement planning in India.

Continue Reading
How Much Tax Can You Actually Save in India? Section 80C Examples by Income Bracket

How Much Tax Can You Actually Save in India? Section 80C Examples by Income Bracket

Learn how much tax you can save in India using Section 80C with real examples based on income brackets. Maximize deductions with ELSS, PPF, EPF, and avoid common mistakes.

Continue Reading