Author: Seraphina Durand

by Seraphina Durand
Jun 13, 2026
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What Is a DP (Depository Participant) in India? NSDL vs CDSL Explained

Understand the role of a Depository Participant (DP) in India's stock market. Learn how NSDL and CDSL work, why you need a DP, and how to choose the best one for your Demat account.

by Seraphina Durand
Jun 12, 2026
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SIP with Insurance in India: Combining Investment and Protection in One Plan

Explore whether combining SIP investments with insurance in India is smart. We compare ULIPs vs Term + SIP strategies, analyzing costs, returns, and tax implications for 2026.

by Seraphina Durand
Jun 11, 2026
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Unlisted Shares in India: How Pre-IPO Investments Work and Key Risks

Explore how unlisted shares and pre-IPO investments work in India. Learn about the mechanics, SEBI regulations, key risks like liquidity traps, and due diligence steps for safe investing.

by Seraphina Durand
Jun 10, 2026
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Tax-Loss Harvesting with Mutual Funds in India: Offset Capital Gains

Learn how to use tax-loss harvesting with mutual funds in India to offset capital gains. Understand Section 111A rules, equity vs debt fund differences, and avoid common pitfalls.

by Seraphina Durand
Jun 9, 2026
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Volatility in Indian Markets: How VIX, News, and Macro Events Move Stocks

Understand how India VIX, breaking news, and macro events drive stock market volatility. Learn practical strategies to navigate risks and protect your portfolio in 2026.

by Seraphina Durand
Jun 8, 2026
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PPF vs ELSS in India: Which Is Better for Tax Saving Under Section 80C?

Compare PPF vs ELSS for Section 80C tax saving in India. We break down risk, returns, lock-in periods, and tax benefits to help you decide which investment suits your financial goals.

by Seraphina Durand
Jun 7, 2026
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Retirement Planning for Women in India: Strategies to Bridge the Gap

Discover essential retirement strategies for women in India, addressing unique challenges like career gaps and longevity. Learn how to leverage NPS tax benefits, build health shields, and secure financial independence.

by Seraphina Durand
Jun 6, 2026
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Taxation of Annuities in India: How Pension Income Is Taxed Post-Retirement

Discover how annuity and pension income is taxed in India post-retirement. Learn about EPF rules, senior citizen exemptions, and strategies to minimize your tax liability.

by Seraphina Durand
Jun 5, 2026
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PPF Interest Credit and Tax Exemption in India: EEE Benefits Explained

Unlock the full power of PPF with our guide to EEE tax benefits. Learn how interest is credited, calculate your returns, and avoid common pitfalls in Indian retirement planning.

by Seraphina Durand
Jun 4, 2026
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Property Inspection Checklist in India: What to Check Before Buying

Use this comprehensive property inspection checklist in India to verify legal documents, structural integrity, and neighborhood factors before buying. Avoid costly mistakes with our expert guide.

by Seraphina Durand
Jun 3, 2026
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Glide Path Investing in India: Age-Based Asset Allocation for Retirement

Learn how to use a glide path strategy for retirement planning in India. Discover age-based asset allocation tips for NPS and mutual funds to protect your wealth.

by Seraphina Durand
Jun 2, 2026
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Direct Mutual Fund Platforms in India: How to Buy Without Distributors

Learn how to buy direct mutual funds in India without distributors. Save on commissions, understand SEBI-registered platforms, and maximize your returns with step-by-step guidance.