Author: Seraphina Durand

by Seraphina Durand
May 30, 2026
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What Is a Stock? Understanding Equity Ownership in Indian Companies

Learn what a stock is, how equity ownership works in Indian companies, and the basics of trading on NSE and BSE. Understand IPOs, risks, and taxes for beginners.

by Seraphina Durand
May 29, 2026
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PPF Partial Withdrawal Rules in India: Limits, Timelines, and Strategies

Learn the exact rules for PPF partial withdrawals in India. Discover the 25% limit, the 7-year lock-in period, tax implications, and smart strategies to access funds without breaking your retirement plan.

by Seraphina Durand
May 28, 2026
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EPF and Section 80C: How to Maximize Tax Savings on Your Provident Fund in India

Learn how Employee Provident Fund (EPF) contributions qualify for Section 80C tax deductions in India. Understand limits, new vs old tax regimes, and strategies to maximize your savings.

by Seraphina Durand
May 27, 2026
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What Is Earnings Per Share (EPS) in Indian Equities? A Beginner’s Guide

Learn what Earnings Per Share (EPS) means in Indian equities. Understand basic vs diluted EPS, how to calculate it, and why it matters for stock valuation.

by Seraphina Durand
May 26, 2026
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What Is a Systematic Investment Plan (SIP) in India? A Complete Beginner’s Guide

Learn what a Systematic Investment Plan (SIP) is, how rupee cost averaging works, and how to start investing in mutual funds in India with a complete beginner's guide.

by Seraphina Durand
May 25, 2026
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Home Loan Principal Repayment: Section 80C Tax Benefits Explained in India

Learn how to save tax on home loan principal repayment under Section 80C in India. Understand limits, eligibility, and filing steps.

by Seraphina Durand
May 24, 2026
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How to Rebalance a Retirement Portfolio in India: Practical Annual Steps

Learn how to rebalance your Indian retirement portfolio annually. Covers NPS, PPF, tax implications, and step-by-step strategies to manage risk and maximize returns.

by Seraphina Durand
May 23, 2026
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Best Performing Mutual Funds in India: Top Schemes Across Categories (2026)

Discover the best performing mutual funds in India for 2026. We analyze top schemes in Large Cap, Mid Cap, Small Cap, Debt, and Hybrid categories to help you build a winning portfolio.

by Seraphina Durand
May 22, 2026
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STT, Stamp Duty & Trading Taxes in India: The Complete Cost Guide for Equity Investors

A complete breakdown of STT, Stamp Duty, and Capital Gains Tax for Indian equity investors. Learn the exact rates, holding periods, and strategies to minimize your trading costs.

by Seraphina Durand
May 21, 2026
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EPS vs EPF: How the Employees’ Pension Scheme Complements Your Retirement Corpus

Discover how the Employees’ Pension Scheme (EPS) complements EPF by providing a lifelong monthly income. Learn the calculation formula, contribution limits, and strategies to maximize your retirement security in India.

by Seraphina Durand
May 20, 2026
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Healthcare Costs in Indian Retirement: Planning for Medical Inflation

Medical inflation in India outpaces general inflation, threatening retirement savings. Learn how to protect your finances with robust insurance strategies, emergency funds, and preventive care plans.

by Seraphina Durand
May 19, 2026
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Primary Market vs Secondary Market in India: Key Differences, IPOs & Trading

Understand the core differences between primary and secondary markets in India. Learn how IPOs work, where your money goes, and how to navigate NSE/BSE trading for smarter investing.