Author: Seraphina Durand

What Is Short Selling in India? Rules, Risks, and SEBI Guidelines

What Is Short Selling in India? Rules, Risks, and SEBI Guidelines

Short selling in India lets traders profit from falling stock prices, but it comes with strict SEBI rules and high risks. Learn how it works, the legal limits, and why most beginners lose money.

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How to Claim Section 80C Deduction in India: Complete Filing Process

How to Claim Section 80C Deduction in India: Complete Filing Process

Learn how to claim up to ₹1.5 lakh in tax deductions under Section 80C in India. Step-by-step guide on eligible investments, filing ITR, avoiding common mistakes, and maximizing savings.

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Home Loan Tax Benefits in India: Deductions on Interest and Principal

Home Loan Tax Benefits in India: Deductions on Interest and Principal

Learn how to claim tax deductions on home loan interest and principal in India under Sections 80C and 24. Save up to ₹1.5 lakh annually with smart planning and avoid common mistakes.

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SEBI Mutual Fund Categories in India: Understanding Large-Cap, Mid-Cap, and Thematic Funds

SEBI Mutual Fund Categories in India: Understanding Large-Cap, Mid-Cap, and Thematic Funds

Understand SEBI's mutual fund categories in India-large-cap, mid-cap, and thematic funds-and how to choose the right ones for your goals, risk tolerance, and investment timeline.

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Affordable Housing Projects in India: Eligibility, PMAY Subsidies, and Return on Investment

Affordable Housing Projects in India: Eligibility, PMAY Subsidies, and Return on Investment

Affordable housing in India offers high ROI with PMAY subsidies cutting home loan costs by up to ₹2.67 lakh. Learn eligibility rules, top cities for investment, and how to avoid common pitfalls in 2026.

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Sukanya Samriddhi Yojana (SSY) in India: Tax-Free Savings for a Girl Child

Sukanya Samriddhi Yojana (SSY) in India: Tax-Free Savings for a Girl Child

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme in India offering tax-free returns under Section 80C for a girl child's future. With an 8.2% interest rate and no tax on maturity, it's the safest and most rewarding option for parents.

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Life Insurance Premiums as Section 80C Deduction in India: Rules and Limits for 2026

Life Insurance Premiums as Section 80C Deduction in India: Rules and Limits for 2026

Learn how life insurance premiums qualify for tax deduction under Section 80C in India, including premium limits, eligible policies, common mistakes, and real-life examples for 2026.

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Real Estate vs Equity in India: How to Allocate Your Portfolio for Long-Term Wealth

Real Estate vs Equity in India: How to Allocate Your Portfolio for Long-Term Wealth

Discover how to allocate your portfolio between real estate and equities in India for long-term wealth. Learn why equities often outperform property, how to balance risk, and the realistic 60-40 strategy that works today.

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NPS Tier 1 vs Tier 2 in India: What’s the Difference for Investors?

NPS Tier 1 vs Tier 2 in India: What’s the Difference for Investors?

Understand the key differences between NPS Tier 1 and Tier 2 in India for smarter retirement planning. Learn how to use both accounts to maximize tax benefits and flexibility.

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Rupee Cost Averaging in India: Why SIPs Are the Smartest Way to Invest Long-Term

Rupee Cost Averaging in India: Why SIPs Are the Smartest Way to Invest Long-Term

Rupee cost averaging through SIPs helps Indian investors build wealth over time by investing fixed amounts regularly, reducing average costs and removing emotional decision-making from investing.

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Benami Property Law in India: Compliance Risks for Real Estate Investors

Benami Property Law in India: Compliance Risks for Real Estate Investors

Benami property law in India targets hidden ownership in real estate. Investors who buy property in someone else’s name risk losing their asset, facing fines, or even jail. Learn how to invest legally and avoid costly mistakes.

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Second Homes in India: Investment vs Vacation Home Considerations

Second Homes in India: Investment vs Vacation Home Considerations

Buying a second home in India can be a lifestyle upgrade or a smart investment-but not both at once. Learn the real costs, rental returns, legal risks, and top locations that actually work financially.

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